(printed 8/27/2021)


Christopher D. Hoen, CRPC, a financial advisor with Ameriprise Financial in Berlin, has earned the 2020 Ameriprise Client Experience Award.

This award was given to Hoen because his ability to consistently deliver personalized, goal-based advice and exceptional client service. 

Award recipients earned an overall client satisfaction rating equal to or greater than 4.9 out of 5.0* and maintained stellar business results. 

The award represents an elite group of Ameriprise advisors recognized as leaders for their commitment to making a difference in the lives of their clients. Less than 15 percent of Ameriprise practices have earned this distinct honor. 

Hoen provides financial advice that is anchored in a solid understanding of client needs and expectations and is delivered in one-on-one relationships with his clients. 

For more information, contact Hoen at 410-629-0947 or visit the Ameriprise office at 9928 Old Ocean City Blvd., Suite 5, in Berlin.

New positions

The Community Foundation of the Eastern Shore recently announced two promotions and a new addition.

Katerra Marshall has joined the Community Foundation of the Eastern Shore as office coordinator. 

Marshall will lead the foundation’s front-facing operations, customer service, meeting and conference coordination, and will offer executive office support.

Lauren Zarin has been promoted to program officer. In her new position, Zarin will continue to increase her leadership role with all aspects of the grants, scholarships, and nonprofit capacity building programs. 

Pam Heying has been promoted to accounting officer. This new position includes additional involvement in the foundation’s finance department and additional support of both the development and programs departments. 

“We are so fortunate to have such talented staff at the Community Foundation,” said CFES President Erica Joseph. “We pride ourselves in employing individuals who are experts in their respective fields, allowing us to offer the continued standard of excellence the foundation is known for.”


Nancy Reither, of Coldwell Banker Realty in Ocean City, was recently named as being among the top half of the Realogy Brokerage Group’s Top 1,000 Sales Associates for the second quarter of 2021.  

With more than 50,000 sales associates across Realogy Brokerage Group, the nation’s largest real estate brokerage, this outstanding accomplishment has earned Reither an elite standing among her peers, for providing an unparalleled level of service to her clients and being inspiration to her peers for her hard work, unwavering dedication as a sales leader in the nation’s largest real estate brokerage.  

Reither’s achievements also include her consistently being one of the top agents in the Metro Baltimore region of Coldwell Banker Realty, taking the No. 1 spot for July and No. 2 year-to-date for 2021. 

Duvall welcomed

Reid Tingle, president and CEO of Bank of Ocean City, along with the Board of Directors, welcomes Kimberly Duvall, branch manager of the Berlin office, as the newest addition to their staff.  

Duvall joins Bank of Ocean City with over 13 years of banking management experience. She brings with her a vast array of knowledge in banking and leadership and is committed to providing an outstanding customer experience. 

Duvall has relocated from New Jersey, were she worked for PNC and Unity Bank. She is looking forward to becoming active within her new local community, as she previously served Habitat for Humanity and the Rotary Club, in several volunteer rolls, while residing in New Jersey.    

Bank of Ocean City is a locally-owned, independent community bank. Established in 1916 and headquartered in West Ocean City, the bank has five offices; two in Ocean City, one in Ocean Pines, one in Berlin and a Delaware branch in Fenwick Island.  

Joins AGH

Endocrinology Specialist Patricia Morales, CRNP, has joined Atlantic General Health System from Nanticoke Physician Network’s Diabetes and Endocrinology Center, where she cared for patients with Type 1 and Type 2 diabetes, thyroid conditions, polycystic ovary syndrome and other endocrine conditions. 

In her new role with Atlantic General, she will focus on diabetic care and thyroid conditions.

Morales has been a member of Delmarva’s medical community for more than nine years, with a background in diabetes and endocrinology as well as urgent care and family medicine. 

She received her Bachelor of Science in nursing at Salisbury University School of Nursing in 2006, subsequently working as an ER nurse at Peninsula Regional Medical Center while earning her Master of Science in nursing at Salisbury University and her nurse practitioner certificate. 

Morales also holds a Bachelor of Science in biochemistry from Universidad de Santiago de Chile. She is board certified by the American Academy of Nurse Practitioners and is certified as a medical interpreter for Spanish speaking patients.

Morales is currently accepting new patients at the Atlantic General Diabetes and Endocrinology Center. Appointments can be made by calling 410-208-9761.

Joins bank

John W. Breda, president and CEO of The Bank of Delmarva, recently announced Dawn Wagner has joined the Bank as a vice president – business development officer/relationship manager. 

Wagner has 24 years of banking experience, including 15 years in commercial lending. 

She has served as a board member for the YMCA, the American Breast Cancer Foundation and Carson Scholars Fund. 

She and her husband, Steve, have resided in Maryland for over 50 years, where they raised their six children. They enjoy participating in fundraising activities to help support their local community and businesses.


Kate Patton, executive director of Lower Shore Land Trust, was recently appointed to the Chesapeake Executive Council - Citizens Advisory Committee by Gov. Larry Hogan. 

This multi-state council aims to provide policy direction for the restoration and protection of the Chesapeake Bay. Patton has served as the executive director of the Lower Shore Land Trust since 2006. 

Lower Shore Land Trust protects and restores natural resources, wildlife habitat and working lands to support and connect healthy and vibrant communities. 

She has led fundraising efforts, nonprofit administration, land conservation, stewardship, marketing, and public education for the organization. In 2018, Lower Shore Land Trust received national accreditation through the Land Trust Commission.

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