(Oct. 22, 2021) FEMA is changing the way it views flood risk and prices flood insurance.

(Oct. 15, 2021) Condominium associations provide master policy insurance coverage, but a master policy usually covers only the building’s exterior and common areas.

(Oct. 8, 2021) With low inventory in our market, and a high buyer demand, we are experiencing many multiple-offer situations on properties.

(Oct. 1, 2021) All homebuyers know they should get a home inspection, but a common misconception is that your home inspector will also cover inspecting for termites.

(Sept. 24, 2021) Mortgage insurance is an additional cost that buyers will have to budget for in their total monthly costs when they are not able to put 20 percent or more down on the purchase of a home.

(Sept. 17, 2021) Local zoning laws affect how a property can be utilized, and therefore, affect a property’s value.

(Sept. 10, 2021) The Maryland Agricultural Land Preservation Foundation (MALPF) was established by the Maryland General Assembly in 1977 and is part of the Maryland Department of Agriculture.

(Sept. 3, 2021) Second home mortgage requirements are a bit stricter than first home loans, and a bit stricter than in years past with some new guidelines coming into effect this year.

(Aug. 20, 2021) The National Association of Realtors publishes a monthly Realtors Confidence Index (RCI) survey.

(Aug. 13, 2021) There is a Federal Housing Administration program that allows for the financing of a mobile home.

(Aug. 6, 2021) Most buyers know they need to save for both a down payment and closing cost money.

(July 30, 2021) A home warranty is different from a homeowner insurance policy.

(July 23, 2021) Earlier this week, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Enterprises) will eliminate the Adverse Market Refinance Fee for loan deliveries effective Aug. 1.

(July 16, 2021) Industry experts are still communicating that now is a great time to sell your house. Yes, it’s still a sellers’ market.

(July 9, 2021) There are a few options in our local multiple list system (MLS) for letting the public know about a property for sale.

(July 2, 2021) The appraisal of a home is an important step in the real estate process, one that can certainly make or break a deal.

(June 25, 2021) Buyers usually pay most of the closing costs associated with a purchase, of which, transfer and recordation taxes are one piece of the total closing costs.

(June 18, 2021) Purchasing a condominium differs from buying a single-family home in more ways than the obvious.

(June 11, 2021) June 2021 was proclaimed National Homeownership Month by President Joe Biden.

(June 4, 2021) As a conclusion to the previous weeks’ articles, below is a final reporting of the Maryland State Legislature, which convened on Jan. 13 and adjourned on April 12.

(May 21, 2021) As a continuation to last week’s article, the Maryland State Legislature convened on Jan. 13 and adjourned on April 12.

(May 14, 2021) In 2021, the Maryland State Legislature convened on Jan. 13 and adjourned on April 12. Maryland Realtors issues a report each year on the Maryland Legislative session to summarize the legislation that affects the real estate industry. Below are a few of the items from the repo…

(May 7, 2021) Per the National Association of Home Builders (NAHB), lumber prices have tripled over the past 12 months and have caused the price of an average new single-family home to increase by $35,872.

(April 30, 2021) Last week, we discussed the current sellers’ market and how it is difficult to get offers accepted when facing multiple offer situations.

(April 23, 2021) Buyers are looking for ways to strengthen their offer in this competitive seller’s market.

(April 16, 2021) In this sellers’ market, one tactic used by buyers is the “buyer love letter.”

(April 9, 2021) The state offers a unique program called Maryland SmartBuy, which can help buyers with student debt attain homeownership.

(April 2, 2021) Customary in the State of Maryland is a split of transfer and recordation charges between a buyer and a seller.

(March 26, 2021) According to the National Association of Realtors, existing-home sales declined in February, following gains in both January 2021 and December 2020. However, all four U.S. regions recorded year-over-year gains.

(March 19, 2021) If a home doesn’t operate off of a public sewer facility, then a private in-ground wastewater treatment system is used to treat and dispose of household wastewater on-site.

(March 12, 2021) Since 2015, the state of Maryland has made it mandatory for all properties built prior to 1978 to have a new lead inspection certificate at each change of occupancy.

(March 5, 2021) Anyone who sells a property in Maryland, but is a “non-resident” of the state, must pay a withholding tax.

(Feb. 26, 2021) The Worcester County Forest Conservation Law was enacted under the Maryland Forest Conservation Act of 1991, requiring all county governments to adopt local forest conservation programs.

(Feb. 19, 2021) The saying “a picture is worth a thousand words” is especially true in selling a home in today’s world, where practically all house shoppers start their search online.

(Feb. 12, 2021) Lack of inventory, rising prices, multiple offers on new listings—all confirmation that we are indeed in a sellers’ market.

(Feb. 5, 2021) The National Association of Realtors published these tips for homeowners to help keep homes safe from freezing temperatures and avoid costly repairs.

(Jan. 29, 2021) The preservation of agricultural land is important to Maryland.

(Jan. 22, 2021) Most people are familiar with the VA Loan, which is a loan program through the Department of Veterans Affairs.

(Jan. 15, 2021) The Maryland Real Estate Commission is the regulatory agency that provides licenses to real estate brokers and agents.

(Jan. 8, 2021) The year 2020 in real estate ended very strong. Here’s an “at a glance” recap of some of the various market stats.

(Dec. 25, 2020) This year has produced noticeable real estate market shifts, and in many cases the surge in real estate demand was fueled by the effects of covid-19.

(Dec. 18, 2020) Worcester County’s Chesapeake Bay Critical Area Program, which was adopted in 1990, accommodates future growth within the Critical Area, while providing for conservation of fish, wildlife and plant habitats, and minimizing adverse water quality impacts.

(Dec. 11, 2020) There are so many advantages to owning your own home, and even with prices on the rise, affording a new home may be easier than you think due to continued record-setting low interest rates.

(Dec. 4, 2020) When it comes to restrictions that local governments impose on property, there are avenues such as a variance or a special exception that owners can pursue to request changes, but the two are very different.

(Nov. 27, 2020) An important inspection for homes, especially those on a private well water supply, is the water quality test.

(Nov. 20, 2020) In a strong real estate market with lower inventory, we are experiencing numerous multiple offer situations, especially on the lower price point category of homes that first-time homebuyers would be seeking.

(Nov. 13, 2020) Most commonly used in the state of Maryland to protect a buyer and ensure that title to a property is clear and marketable in a real estate transaction, is the purchase of a title insurance policy.

(Nov. 6, 2020) Homeowners in the state of Maryland should be aware that as of Jan. 1, 2018, there were new residential smoke alarm requirements put into place, as per a bill passed by the Maryland General Assembly in 2013.